Divyangjan Sanjeevani Policy – National: A Comprehensive Health Insurance Policy for Persons with Disabilities
The Divyangjan Sanjeevani Policy – National is a specially designed health insurance policy for persons with disabilities. It is offered by National Insurance Company Limited, a public sector insurance company in India. The policy is available to individuals with disabilities of all ages, and it offers a comprehensive range of benefits, including:
- Coverage for inpatient and outpatient treatment
- Coverage for AYUSH treatments
- Coverage for pre- and post-hospitalization expenses
- Coverage for dental and plastic surgery
- Coverage for emergency ground ambulance charges
- Coverage for pre-existing diseases after a waiting period of 4 years (48 months)
- Coverage for pre-existing disability after a waiting period of 2 years
- Tax benefits under Section 80D of the Income Tax Act, 1961
The Divyangjan Sanjeevani Policy – National is a comprehensive and affordable health insurance policy for persons with disabilities. It offers a wide range of benefits and coverage, and it is backed by a reputable insurance company.
Benefits of the Divyangjan Sanjeevani Policy – National
The Divyangjan Sanjeevani Policy – National offers a number of benefits to persons with disabilities, including:
- Comprehensive coverage: The policy covers a wide range of medical expenses, including inpatient and outpatient treatment, AYUSH treatments, pre- and post-hospitalization expenses, dental and plastic surgery, and emergency ground ambulance charges.
- Affordable premiums: The policy is available at affordable premiums, making it accessible to persons with disabilities from all walks of life.
- No pre-policy health check-up required: Persons with disabilities can purchase the policy without having to undergo a pre-policy health check-up.
- Coverage for pre-existing diseases and disabilities: The policy covers pre-existing diseases after a waiting period of 4 years (48 months) and pre-existing disability after a waiting period of 2 years.
- Tax benefits: Persons with disabilities can claim tax benefits under Section 80D of the Income Tax Act, 1961 for the premiums paid towards the policy.
Eligibility for the Divyangjan Sanjeevani Policy – National
To be eligible for the Divyangjan Sanjeevani Policy – National, a person must:
- Be a resident of India.
- Have a valid disability certificate issued by a competent authority.
- Be between the ages of 18 and 65 years.
How to Purchase the Divyangjan Sanjeevani Policy – National
The Divyangjan Sanjeevani Policy – National can be purchased online or through any National Insurance Company Limited branch. To purchase the policy, a person must submit the following documents:
- A duly completed proposal form.
- A copy of their disability certificate.
- A copy of their identity proof.
- A copy of their age proof.
To further view and read about the policy click on this- https://www.voiceofsap.org/wp-content/uploads/2023/10/DIVYANGJAN-POLICY.pdf
